The Website is offered and available to users who are 21 years of age or older. We verify the age of any user purchasing a product using a third-party age verification service.

By using the Website, you represent and warrant that you are of legal age to form a binding contract with PAYNE-MASON Online and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.

We reserve the right to refuse Service to anyone for any reason at any time.

You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks.

You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the Website through which the Service is provided, without express written permission by PAYNE-MASON Online.

The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.

You can contact PAYNE-MASON Online via email at the following address: info@paynemason.com

Intellectual Property Rights
The Website and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned or licensed by PAYNE-MASON Online or its Affiliates, and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on Our Website, except as follows:
• Your computer may temporarily store copies of such materials in memory incidental to your accessing and viewing those materials.
• Your computer may store files that are automatically cached by your Web browser for display enhancement purposes.
• You may print or download one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication or distribution.

If you print, copy, download or otherwise use or provide any other person with access to any part of the Website in breach of these Terms & Conditions, your right to use the Website will cease immediately and you must, at Our option, return or destroy any copies of the materials you have made.

The PAYNE-MASON, Inc and all related names, logos, product and Service names, designs and slogans are trademarks of PAYNE-MASON Online, its Affiliates, or its Licensors. You must not use such marks without Our prior written permission. All other names, logos, product and Service names, designs and slogans on the Website are the trademarks of their respective owners.

Your use of the Website, including any permitted printing, copying, or downloading of any part of the Website, does not transfer to you any right, title or interest in or to the Website or any content on the Website, and all rights not expressly granted are reserved by Us. Any use of the Website not expressly permitted by these Terms & Conditions is a breach of these Terms & Conditions and may violate copyright, trademark and other laws.